Wisdom for Wives

"Be diligent to know the state of your flocks …"

Check-In #2: One Bill At a Time

on August 24, 2013
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As I mentioned last week, it can be difficult to talk about money with your spouse when there is unconfessed bitterness or guilt between you. God has been so merciful in enabling me and my husband to confess, forgive, and recover from many of our own financial mistakes (made thus far :)). But if money is an “untouchable” topic right now, I encourage you to ask God to reveal to you the root of that tension. It may help with financial communication, but more importantly, Jesus taught about giving and seeking forgiveness in our earthly relationships.

~~Therefore if you are presenting your offering at the altar, and there remember that your brother has something against you, leave your offering there before the altar and go; first be reconciled to your brother, and then come and present your offering. (Matthew 5:23-24, NASB)~~

and

~~Whenever you stand praying, forgive, if you have anything against anyone, so that your Father who is in heaven will also forgive you your transgressions. (Mark 11:25, NASB)~~

As those issues continue to be explored and healed, there may be steps you can take to gradually learn more about the “state of your flocks.” The first small step I suggested was keeping track of your own spending for two weeks. Most of my own spending goes to food, and keeping track helped me realize the importance of meal planning to avoid overshopping and impulse buying.

The Check-In step for this week is:

Learn the amount of one bill that you don’t already know.

This could be your phone bill, car insurance, cable–anything that your family pays for every month and that stays about the same. The ultimate goal is to know roughly how much money comes in and goes out every month, in all categories. But we’re taking it step by step. So, in a notebook or on an index card, write down five things going down the left side:

  1. Rent/mortgage
  2. Car loan
  3. Phone
  4. Utility (pick one from electricity, gas, water)
  5. Choose one other bill

On the right, jot down the amounts that you already know. (If they are all unknown, don’t worry about it.) Then, pick just one to learn in the next week. You can do this by looking at a recent bank statement or bill from that creditor (paper, or online if the account is in your name), or of course, finding out from your husband. If it seems too overwhelming to get started, consider asking a friend to join you, so you can encourage each other and keep each other accountable. I would love to hear how you are doing, so we can all cheer each other on! You can do all things through Christ who strengthens you!

Thank you for stopping by,

Susan


2 responses to “Check-In #2: One Bill At a Time

  1. syreeta says:

    I really enjoyed this. Than you so much for sharing your wisdom.

Speak the truth in love

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